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Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.
Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, Kim compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.
Call (334) 389-5027 to get started. You can also email kfrazier@nexalending.com.
Kim Frazier, Mortgage Loan Originator at NEXA Lending. NMLS #223140. Call (334) 389-5027.
Kim Frazier is a Mortgage Loan Originator at NEXA Lending (NMLS #223140). Expert mortgage loan originator in Alabama helping first-time buyers, refinancing, and home purchases. Licensed #223140. Call (334) 389-5027 today.
Kim Frazier is licensed to provide mortgage services in Alabama.
Kim Frazier offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Alabama. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (334) 389-5027 and email kfrazier@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Kim Frazier's NMLS license number is 223140. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Kim Frazier will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
Mortgage rates change daily and vary depending on your unique situation. Get your customized quote here.